We combine advanced technology with a human element to provide a customised, fast and flexible lending decision.
The human input is crucial in our decision-making as Cubefunder understands that each business shouldn’t just be judged on their credit score. We will always look at your business as a whole.
Takes less than 1 minute to apply online, we only require basic information like your contact details and your company name. No business plans or budgets required.
Within 30 minutes, our dedicated customer service team will reach out to get a better understanding of your business and your funding requirements.
As soon as we receive the required documents, our team will review your information and determine how much we would be able to lend to your business.
Final pre-fund checks, you sign the loan agreement, and we confirm where we send the loan.
We needed the funding to increase our showroom presence and have more output in our factory. I chose Cubefunder after initially being declined a loan with my business bank.
We’ve been a Cubefunder customer for 2 years now. No frustrations what so ever. Very easy to deal with.
Cubefunder was one of the only lenders that would lend us money because my credit rating was damaged trying to build the company over 10 years which is still running.
What was important about why we chose Cubefunder was the fact that they actually sent someone physically out to meet with us, have a chat, see our environment, and see the challenges we were facing because of the pandemic.
The minimum eligibility requirements are:
The initial application takes less than 1 minute to complete. After we receive your online application, our goal is to process your application and have funds in your account as fast as possible. The biggest delays in the process happen if we are unable to get in contact with you and get the documents we require.
We will call and email you to progress your application on the same working day that we receive your application.
We can complete the application and have funds in your business account as fast as 2 working days.
The application will be processed quickest if your business bank is eligible for Open banking technology, which virtually all banks are now.
We aim to contact every applicant on the same working day that we receive the application. We will contact you using the phone number and email provided in your application. We speak with every customer to get the whole picture of their business as we do not make lending decisions solely based on arbitrary scores.
Yes, we value the human side of lending and visit every customer at their place of business before funding. After the visit, we will aim to have the funds in your account within 24 hours.
We will need sight of the last 90 days of business banking transactions. The quickest way to do this is with secure Open Banking technology.
We handle this using consents.online and send you a link to securely authorise your bank to supply the transaction data in a few seconds.
Only if you are unable to use Open Banking Technology (eg if your bank is not in the scheme), we can accept PDF copies.
If you have any questions about the Open Banking initiative, you can visit the official Open Banking website here.