We have a wide range of restaurant finance options for existing businesses looking for working capital or equipment funding. We can also help with staff costs and more…
All our loans come with flexible repayment terms and no late payment penalties. On top of that, if you choose to settle your loan earlier than agreed, there will be no early repayment fees.
Running a financially successful restaurant can be a challenge. Not only is there the constant stress of maintaining a positive cash flow, but your everyday working capital is likely to be under constant pressure from the unexpected .
Here are just some of the ways Cubefunder may help with the restaurant finance you need:
“We’ve been a Cubefunder customer for 2 years now. No frustrations whatsoever. Very easy to deal with.”
Westley Brown, WBM Scaffolding
We do business loans differently – and the difference might provide just the solution to your restaurant finance needs.
We make sure that our loans suit you the borrower – we do not share many other lenders’ insistence on making you comply with a set of rigid rules and procedures. You do not need to spend precious time and resources drafting elaborate business plans or cash flow forecasts.
Instead, we have streamlined our application procedures to make it simple, straightforward, and fast to receive the finance you need. We’ll give you an almost immediate decision in principle on your first enquiry about restaurant finance. If your formal application is then also approved, we transfer directly to your company bank account the funds you requested within the next 48 hours.
Since Cubefunder adds a single fixed cost of credit to your loan, you know from the very beginning how much you are going to pay in equal daily installments throughout the 3 to 12 months of your loan – and every payment reduces the balance outstanding.
When you are working in the hospitality industry, you know that public tastes may change in an instant. The restaurant you have been running, with a steady buzz of customers most days of the week, might suddenly become unfashionable or fall from favor.
That might be the time to change the concept of your restaurant – to reflect changing tastes in eating out – by giving both the front and back of the house a makeover. But makeovers cost money, of course, and that is likely to be in reasonably short supply even for a restaurant that has been rumbling along quite nicely.
Restaurant finance offers an external source of funding that is unsecured, fixed-rate, and short-term (so you are not left with any long-term accumulation of debt and steadily mounting interest repayments):
Finally, your business may be so successful that you want to expand by acquiring additional premises, for example. We’d love to help your business grow, so be sure to ask us here at Cubefunder about your restaurant finance options.